Business Loans

Do you have a trade, service, manufacture, construction or transport activity?
Ensure the continuity of your business and invest in its development

Request a personalized offer

Your request will be analysed and you will be contacted by our Loan Advisers in maximum 24 hours.

Loans for working capital

- solving liquidity problems;
- purchase of goods, commodities, raw materials, services;
- payment of suppliers or other creditors;
- payment of current debts and arrears to the state budget;
- repayment of loans to associates;
- payment for other expenses;
- refinancing current loans for the same purpose from other banks
or NBFIs;

Investment loans

- purchase of machinery (production);;
- purchase of new or second-hand cars used for business concern;
- purchase or renovation of production/sales premises;
- purchase of office furniture, (IT) equipment and other related
investments (licenses, trademarks);
- refinancing current loans for the same purpose from other banks
or NBFIs;
- refinancing of investments made during the last 12 months,
financed from own sources;

Eligible customers: registered sole traders (PFA), individual companies (II), family owned companies (IF), limited liability companies (SRL), joint stock companies (SA), freelancers with a minimum of 6 months of activity

Amount: between 5,000 - 120,000 RON for working capital and 10,000 - 120,000 RON for investments depending on the age of the business

Reimbursement period:
- between 3 - 24 months for working capital
- between 3 - 42 months for investment credit

Interest and charges: fixed interest rate during the first 6 months, and a financing fee charged once, upon loan granting


  • collateral (equipment, means of transport, machineries, etc.)

  • construction and/or land mortgages

  • personal securities

  • the goods purchased with the loan can also be used to secure the loan

Loans up to 45,000 RON may be secured by personal guarantee and loans up to 100,000 RON may be secured by collateral (real estate securities not being mandatory)

Revenues accepted: 

  • revenues from the sale of goods and merchandise

  • income from executed works and services provided

  • income from various activities


Useful information:

  • the two types of loans can be accessed and carried out at the same time

  • you benefit from assistance in preparing the file and throughout the credit process

  • fast analysis, the loan is approved in maximum 3 days after submitting all documents 

  • you know from the start all the costs

  • you do not have guarantee evaluation or insurance costs

Calculate the installment for the desired amount and reimbursement period:

The calculated installment is estimated.

A single financing fee is charged upon loan granting.

Find out the stories of other entrepreneurs

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Roval Center from Alba Iulia was established in 2006 providing medical laboratory services. Being part of Elisa Med Bota group, the laboratory mainly runs tests for group’s clients and for Elisa Med medical office.

The services for the population are mainly addressed to loyal customers and for emergencies. Over time, the lab has developed and different collaborations with occupational medicine have been established for providing coprological, bioclinical and hematological tests.

The main activity of collecting and processing biological samples (bioclinical, complete hematological, urinary and bacteriological analyses) are carried out in its own laboratory and the immunological tests are outsourced.

Starting with March 2016 the activity is managed by Mrs. Săvulescu, an administrator with extensive experience in this field. Throughout its activity, Roval Center stands out from other laboratories due to its prices, the professionalism and the efficiency in providing the results of performed analyses.

The collaboration with OMRO started in 2011 and the accessed loans have been used for extending and diversifying the provided services, for different investments such as purchasing the necessary equipment for performing the laboratory activity.

”The support received from OMRO has always been welcome. The collaboration we have is very good. I like the attitude of my Loan Adviser, the fast lending process and the accessible products. It is a serious institution that I recommend with confidence to anyone who needs financial help.”     

Sonia Săvulescu, Roval Center

Mr. Dobos has been working in construction since 1990. First as an employee and since 1994 in his own company Redline Impex. The first construction works began in Săcele where the company’s office is located, afterwards contracting different construction and finishing works for villas built in the new neighborhoods of Brașov.

Considering the specificity of the activity, during winter time it carries out renovation activity, interior finishes for individuals and construction developers in the area. Depending on different times of the year and the work carried out, in addition to the employees, Mr. Dobos also works with daily workers.

Starting with February 2019 Redline Impex has started a collaboration with a developer who is in the process of building blocks in Tractorul area in Brașov. Considering that real estate development has a strong advancement in Brașov, Mr. Dobos hopes to have a long-term collaboration in the coming years.

The collaboration with OMRO started in 2016 and the loans have been used for different institutions and payments, taking into account the specificity of the activity and the fact that payments received from developers are in installments.

”I work with OMRO for 4 years and I consider we have a very good collaboration that has developed over time. The lending process was always fast and I had no difficulties in accessing the loans. I highly recommend the institution.”

Dobos Attila, Redline Impex

© 2018 OMRO IFN S.A.