Do you have a trade, service, manufacture, construction or transport activity?
Ensure the continuity of your business and invest in its development
Eligible customers: registered sole traders (PFA), individual companies (II), family owned companies (IF), limited liability companies (SRL), joint stock companies (SA), freelancers with a minimum of 6 months of activity
Amount: between 5,000 - 120,000 RON for working capital and 10,000 - 120,000 RON for investments depending on the age of the business
- between 3 - 24 months for working capital
- between 3 - 42 months for investment credit
Interest and charges: fixed interest rate during the first 6 months, and a financing fee charged once, upon loan granting
collateral (equipment, means of transport, machineries, etc.)
construction and/or land mortgages
the goods purchased with the loan can also be used to secure the loan
Loans up to 45,000 RON may be secured by personal guarantee and loans up to 75,000 RON may be secured by collateral (real estate securities not being mandatory)
revenues from the sale of goods and merchandise
income from executed works and services provided
income from various activities
the two types of loans can be accessed and carried out at the same time
you benefit from assistance in preparing the file and throughout the credit process
fast analysis, the loan is approved in maximum 3 days after submitting all documents
you know from the start all the costs
you do not have guarantee evaluation or insurance costs
Calculate the installment for the desired amount and reimbursement period:
The calculated installment is estimated.
A single financing fee is charged upon loan granting.