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Credit line

  • Your request is approved in maximum 3 days

  • Pay the interest only for the money you use

  • Use the money only when needed

  • It offers your between 10.000 and 45.000 RON which will be available for you in your bank account

  • For PFA, II, IF, SRL, SA owners with minimum 6 months of activity with incomes

Request more information about credit line

Your request will be analysed and you will be contacted by our Loan Advisers in maximum 24 hours.

Eligile customers: registered sole traders (PFA), individual companies (II), family owned companies (IF), limited liability companies (SRL), joint stock companies (SA), freelancers with a minimum of 6 months of activity

Amount: between 10,000 - 45,000 RON

Reimbursement period: the credit limit may be granted for an initial 12-month period, during which multiple uses and repayments can be made to recharge the credit ceiling

Interest and charges: for the validity period of the credit ceiling, only interest, calculated on the principal (the capital) used, is paid. There is a commitment fee that is charged upon loan granting and upon the extension of the credit limit validity (where appropriate)

Securities:

  • collateral (equipment, cars, machinery, etc.),

  • construction and/or land mortgages 

  • personal guarantees

Loans up to 45,000 RON may be secured by personal guarantee and loans up to 75,000 RON may be secured by collateral (real estate securities not being mandatory)

Useful information:

  • the credit line may be accessed and run at the same time with the other types of loans

  • you benefit from assistance in preparing the file and throughout the credit process

  • fast analysis, the credit line is approved in maximum 3 days after submitting all documents 

  • you know from the start all the costs

  • you do not have guarantee evaluation or insurance costs

Calculate the installment for the desired amount:

The calculated installment is estimated.

A single financing fee is charged upon loan granting.